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Home Lending, Elevated.

Choosing the right mortgage team matters. A well-structured mortgage can save you time and money, while clear communication can reduce stress and help prevent delays.

With Brown & Co. of Churchill Mortgage, you get experts who know how to uncover opportunities, solve problems early, and build a plan around your needs from start to finish.

Recognized as one of America’s top lending teams backed by exceptional client satisfaction ratings, we make even complex home financing feel simple.

Let’s build the right home loan strategy for you. 

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Three Promises You Can Count On

Our process is backed by clear commitments: 

1. You'll Stay Informed

You’ll receive proactive updates every Tuesday and Friday, so you always know where your loan stands and what comes next.

2. You Can Trust Your Quote

We stand behind the numbers we provide. Your final loan costs will match your initial disclosure—or we’ll personally pay the difference.

3. You Can Count on an On-Time Closing

We’ll keep your loan on track and close on time, every time—guaranteed.

Are you buying a home or refinancing?

Where are you planning to buy a home?

Please Select a State

When are you planning to buy a home?

What is your timeline?:

What is your full name?

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Please Enter a Last Name

What is your email address?

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Next, we need to verify a phone number.

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Please Select Yes or No

Enter your phone number and we'll text you a 6-digit security code to verify it's you. By checking "Yes, I would like to receive text messages," you are consenting to receive recurring marketing/account notifications from Churchill. Standard texting and data rates may apply. Message frequency may vary. Text the word HELP to 615-488-4941 for more information. You can opt out by responding STOP at any time. SMS consent is not extended to third parties. For more information, read our Privacy Policy, Mobile Policy and Terms & Conditions.

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Finally, how did you hear about us?

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By submitting this form, I/we agree to your Privacy Policy, Email and Mobile Policy, Terms of Use and authorize Churchill Mortgage Corporation and/or their Preferred Provider for our area and/or The Churchill Agency to receive the above information to assist in obtaining a home loan.

I/we also authorize Churchill Mortgage Corporation, The Churchill Agency and/or their Preferred Provider for our area to contact us regarding but not limited to mortgage and insurance services and products via telephone, mobile phone (including through automated dialing), and/or email, even if telephone numbers or email I/we provide are on any Do Not Call/Contact Registry, such as corporate, state, or the National Do Not Call Registry. The submission of this form does not constitute in any way a formal loan application or a commitment for a loan. By communicating with us by phone, you consent to calls being recorded and monitored. By participating, you consent to receive SMS text messages sent by an automatic telephone dialing system. Message and data rates may apply. Message frequency may vary. Text the word HELP to 615-488-4941 for more information. You can opt out by responding STOP at any time. For more information, read our Privacy Policy, Mobile Policyand Terms & Conditions. Consent to these terms is not a condition of purchase.

Your answer will NOT negatively affect your mortgage application. Your answer does not mean the Lender or Other Loan Participants agree to communicate or provide documents to you in your preferred language. However, it may let them assist you or direct you to persons who can assist you. Language assistance and resources may be available through housing counseling agencies approved by the U.S. Department of Housing and Urban Development. To find a housing counseling agency, contact one of the following Federal government agencies. U.S. Department of Housing and Urban Development (HUD) at (800)569-4287 or www.hud.gov/counseling

Es probable que su transacción de préstamo hipotecario suceda en inglés. Por medio de esta pregunta, solicitamos información para determinar si existen comunicaciones disponibles a su servicio, en su idioma preferido. Sírvase tener en cuenta: posiblemente NO hay comunicaciones disponibles en su idioma preferido.

Thank You!

Thank you for choosing Churchill Mortgage to help you with your home loan needs!

Our team is already hard at work connecting you with your Home Loan Specialist. Rest assured that we've received your request and will be in touch with you shortly.

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Already working with someone at Churchill?

Find Your Home Loan Specialist

Please Select a Loan Officer

Meet Brown & Co.

Austin McDaniel
Austin McDaniel

Austin McDaniel | NMLS ID: 1202538

Michael-Ham
Michael Ham

Michael Ham | NMLS ID: 174605

Collin Brown2
Collin Brown

Collin Brown | NMLS ID: 2224011

Judson Sullivan0
Judson Sullivan

Judson Sullivan | NMLS ID: 2599743

Henry Stearns2
Henry Stearns
Michael Brown headshot

Michael Brown

Home Loan Specialist | NMLS ID: 40332

Office  :

615-767-5137

Email Michael Brown Submit an Application View my Calendar

1749 Mallory Lane, Brentwood TN 37027

Proudly Serving: Alabama, Arkansas, California, Connecticut, Florida, Georgia, Indiana, Kentucky, Mississippi, Missouri, Nebraska, Ohio, Oklahoma, Tennessee, Virginia, Pennsylvania, Texas, Illinois, Kansas, Arizona, North Carolina, Massachusetts, New Jersey

Michael H. Brown NMLS ID: 40332; Company NMLS ID: 1591 (www.nmlsconsumeraccess.org); AZ BK# 0926494; AL-50010; AR-101307; AZ-LO-2014770; CA-CA-DBO40332 , Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, under Churchill Mortgage Corporation, which will do business in California as Churchill Mortgage Home Loans, 333 S. Anita Drive, Ste 995 Orange, CA 92868-3320; CT-LO-40332; FL-LO21456; GA-25186, under company license GA-23146; IL-031.0085319, Illinois Residential Mortgage Licensee, Illinois Department of Financial and Professional Regulation (IDFPR), Division of Banking, Bureau of Residential Finance, 555 West Monroe Street, 5th Floor, Chicago, Illinois 60661, All Inquiries: 1-888-473-4858, TYY: 1-866-325-4949, Website: https://idfpr.illinois.gov; IN-13389; KS-LO.0055557, Kansas Licensed Mortgage Company; KY-21814; MA-MLO40332, under Massachusetts Mortgage Lender License MC1591;MS-40332; MO-MO-40332, Churchill Mortgage, Missouri Branch located at 2300 MAIN ST STE 900, Kansas City, MO 64108-2408; NC-I-235653, under dba Churchill Mortgage Corporation of TN; NE-Mortgage Loan Originator; OH-LO.043908.000 under company license OH-RM.850178.000; OK-MLO18186; PA-99973, Licensed by the PA Department of Banking and Securities under Churchill Mortgage Home Loans; TN-105660; TX-TX-SML Mortgage Loan Originator; VA-MLO-22671VA, Churchill Mortgage Corporation of TN; Temporary Authority Mortgage Loan Originator License in the following states: NJ; 1749 Mallory Lane, Suite 100, Brentwood, TN 37027; Tel 888-562-6200; All Other States: Churchill Mortgage Corporation

Company NMLS ID: 1591; (www.nmlsconsumeraccess.org)  eSign Disclosures

Michael Ham headshot

Michael Ham

Home Loan Specialist | NMLS ID: 174605

Office  :

615-767-5124

Mobile:

615-293-7341

Email Michael Ham Submit an Application

1749 Mallory Lane, Brentwood TN 37027

Proudly Serving: Arizona, Alabama, Arkansas, Florida, Georgia, Kentucky, Missouri, Ohio, Tennessee

Michael Vance Ham NMLS ID: 174605; Company NMLS ID: 1591 (www.nmlsconsumeraccess.org); AZ BK# 0926494; AL-50031; AR-104582; AZ-0927934; FL-LO21537; GA-40242, under company license GA-23146; KY-MC24343; MO-MO-174605, Churchill Mortgage, Missouri Branch located at 2300 MAIN ST STE 900, Kansas City, MO 64108-2408; OH-LO.048939.000 under company license OH-RM.850178.000; TN-105627; 1749 Mallory Lane, Suite 100, Brentwood, TN 37027; Churchill Mortgage Corporation

Company NMLS ID: 1591; (www.nmlsconsumeraccess.org)  eSign Disclosures

Austin McDaniel headshot

Austin McDaniel

Home Loan Specialist | NMLS ID: 1202538

Office  :

615-767-5212

Email Austin McDaniel Submit an Application

1749 Mallory Lane, Brentwood TN 37027

Proudly Serving: Tennessee, Kentucky, Alabama

Austin J McDaniel NMLS ID: 1202538; Company NMLS ID: 1591 (www.nmlsconsumeraccess.org); AL-1202538; KY-MC368363; TN-136507; 1749 Mallory Lane, Suite 100, Brentwood, TN 37027; Churchill Mortgage Corporation

Company NMLS ID: 1591; (www.nmlsconsumeraccess.org)

Teresa Lott headshot

Teresa Lott

Home Loan Specialist | NMLS ID: 451263

Office  :

615-767-5254

Mobile:

615-881-9911

Email Teresa Lott Submit an Application View my Calendar

1749 Mallory Lane, Brentwood TN 37027

Proudly Serving: Alabama, California, Florida, Georgia, Indiana, Kentucky, Minnesota, Nebraska, Oklahoma, Pennsylvania, Tennessee, Texas

Teresa Ann Lott NMLS ID: 451263; Company NMLS ID: 1591 (www.nmlsconsumeraccess.org); AL-55254; CA-CA-DBO451263, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, under Churchill Mortgage Corporation, which will do business in California as Churchill Mortgage Home Loans, 333 S. Anita Drive, Ste 825 Orange, CA 92868-3320; FL-LO82915; GA-44311, under company license GA-23146; IN-20244; KY-MC94002 ; MN-MN-MLO-451263; NE-NE451263; OK-MLO11469 ; PA- 59782, Licensed by the PA Department of Banking and Securities under Churchill Mortgage Home Loans; TN–111862; TX-Churchill Mortgage Corporation; 1749 Mallory Lane, Suite 100, Brentwood, TN 37027, Tel: 888-562-6200; All other states, Churchill Mortgage Corporation

Company NMLS ID: 1591; (www.nmlsconsumeraccess.org)

Collin Brown headshot

Collin Brown

Home Loan Specialist | NMLS ID: 2224011

Office  :

(615) 921-3465

Email Collin Brown Submit an Application

1749 Mallory Lane, Brentwood TN 37027

Proudly Serving: Tennessee, Georgia, Texas, Alabama, Florida

Collin Michael Brown NMLS ID: 2224011; Company NMLS ID: 1591 (www.nmlsconsumeraccess.org); AL-90780; FL-LO138628; GA-2224011, under company license GA-23146; TN-2224011; TX-SML Mortgage Loan Originator; 1749 Mallory Lane, Suite 100, Brentwood, TN 37027; Churchill Mortgage Corporation

Company NMLS ID: 1591; (www.nmlsconsumeraccess.org)

Dan Kraus headshot

Dan Kraus

Home Loan Specialist | NMLS ID: 40222

Office  :

615-767-5208

Mobile:

615-414-4553

Email Dan Kraus Submit an Application View my Calendar

1749 Mallory Lane, Brentwood TN 37027

Proudly Serving: Alabama, Connecticut, Florida, Georgia, Kansas, Kentucky, Massachusetts, Mississippi, Oklahoma, Tennessee, Texas, California, Virginia, Missouri, New Jersey, Indiana

Daniel J Kraus NMLS ID: 40222; Company NMLS ID: 1591 (www.nmlsconsumeraccess.org); AL-50034 ; CA-CA-DFPI40222, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, under Churchill Mortgage Corporation, which will do business in California as Churchill Mortgage Home Loans; CT-LO-40222 ; FL-LO56902; GA-48441, under company license GA-23146; IN-68152; KS-LO.0032594, Kansas Licensed Mortgage Company; KY-21911; MA-MLO40222, under Massachusetts Mortgage Lender License MC1591; MO-40222, Churchill Mortgage, Missouri Branch located at 2300 MAIN ST STE 900, Kansas City, MO 64108-2408; MS-40222; NJ-Mortgage Loan Originator, licensed by the N.J. Department of Banking and Insurance; OK-MLO02459; TN–105626; TX-SML Mortgage Loan Originator; VA-MLO-70158VA, Churchill Mortgage Corporation of TN; 1749 Mallory Lane, Suite 100, Brentwood, TN 37027; Tel: 888-562-6200; All other states, Churchill Mortgage Corporation

Company NMLS ID: 1591; (www.nmlsconsumeraccess.org)

Judson Sullivan headshot

Judson Sullivan

Business Development Specialist| Home Loan Specialist | NMLS ID: 2599743

Office  :

615-212-9914

Mobile:

205-242-7795

Email Judson Sullivan Submit an Application

1749 Mallory Lane, Suite 100, Brentwood, TN 37027

Proudly Serving: Tennessee, North Carolina, Virginia

Judson Sullivan NMLS ID: 2599743; Company NMLS ID: 1591 (www.nmlsconsumeraccess.org); NC-I-225034, under dba Churchill Mortgage Corporation of TN; TN-2599743; VA-MLO-72853VA, Churchill Mortgage Corporation of TN; 1749 Mallory Lane, Suite 100, Brentwood, TN 37027; All other states, Churchill Mortgage Corporation

Company NMLS ID: 1591; (www.nmlsconsumeraccess.org)

Henry Stearns headshot

Henry Stearns

Home Loan Specialist | NMLS ID: 2727402

Office  :

615-224-8083

Mobile:

615-788-9272

Email Henry Stearns Submit an Application

1749 Mallory Lane Suite 100, Brentwood TN, 37174

Proudly Serving: Tennessee, Florida, Indiana, North Carolina

Henry Douglas Stearns NMLS ID: 2727402; Company NMLS ID: 1591 (www.nmlsconsumeraccess.org); FL-LO140236; IN-77257; NC-I-236543, under dba Churchill Mortgage Corporation of TN; TN-2727402; 1749 Mallory Lane, Suite 100, Brentwood, TN 37027; All other states, Churchill Mortgage Corporation

Company NMLS ID: 1591; (www.nmlsconsumeraccess.org)

For more than 25 years, Michael Brown has helped families navigate home financing with clear guidance, personal service and smart solutions. He has built Brown & Co. into Churchill Mortgage’s top-performing lending team, serving homebuyers in Tennesse and across the country.

Under Michael’s leadership, the team has helped thousands of families and earned the trust of hundreds of real estate professionals nationwide. Their success comes from a simple commitment: put relationships first, communicate clearly and build each loan around the client’s unique goals.

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Realtor Partners

Working Together For You

Buying a home requires trusted professionals working together to keep your purchase moving forward.

We’ve spent years building strong relationships with top local real estate professionals. These partnerships give you a connected team that communicates clearly, solves problems quickly and handles every detail with care.

The result is a simpler, smoother homebuying experience—from your first home tour to closing day.

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On-Time Closing Guarantee
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Proactive Communications
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Fast Closing with Pre-Underwriting
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First Class Customer Service

"Michael Brown is AMAZING! I've been a full time residential Realtor in Nashville for 18 years. Michael has been my go-to lender for the  majority of that time. He has never missed a closing date - not once! He is incredible with first time buyers and super experienced buyers. He goes above and beyond in every transaction to be sure the buyers are well informed and to make sure the process is as smooth as possible.

Bottom Line - he and his team get it done!

He is the best in the business - hands down! If you want a smooth transaction, a well informed buyer and an on time closing with zero issues - then Michael and his team are your first call. He is an invaluable resource, a true professional and the lender you want as part of your team! I am extremely grateful to him for helping so many of my buyers."

Julie Norfleet - Nashville Realtor

Become a Realtor Partner

Call 616-284-4554

Builder Partners

Build More. Sell More. Close with Confidence.

When you partner with Brown & Co., you gain a lending and marketing team focused on helping you promote your properties, reach more potential buyers and keep transactions moving forward.

You and your buyers will have access to:

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Custom Co-Marketing Materials

Showcase your homes and communities with professionally designed marketing support. 

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A Wide Range of Loan Programs

Give more buyers a path forward with financing options for a variety of needs.

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Construction Lending Specialists

Work with a team that understands construction financing, builder timelines, and the details that keep projects on track.

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First-Class Buyer Support

Give your buyers clear guidance, proactive updates, and personal support from application through closing.

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The Builder Edge Program

Builder Edge helps you sell more homes with flexible financing solutions designed for new construction, including:
  • Faster draw turnaround times
  • Upfront documentation to help prevent delays
  • Capped-rate options with the opportunity to float down

Let’s build a financing strategy that helps you sell more homes.

Become a Builder Partner

Call 616-284-4554

In Their Words

Homebuyers, Realtors and builders trust Brown & Co. for smart loan solutions, clear communication and smooth, on-time closings. Read their stories and see why they continue to choose and recommend our team.

Customer Reviews | by

4.84

Avg. Rating

1,000+

Total Reviews

Score: 5.0
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Extremely smooth and fast transaction. All my questions were answered in a timely matter. Very happy with my experience!

Michael H.
Woodburn, OR
Aug 24th, 2021
Score: 5.0
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The staff at Churchill were excellent. They were always available to answer any questions I had. It was a very positive experience!

Nicola M.
White House, TN
Aug 24, 2021
Score: 5.0
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This is our first home purchase and Churchill made everything as easy as possible. Their communication and flexibility with our unique circumstances (also having our first baby at the same time!) were stellar and they kept us up to date and informed regularly. I cannot recommend them enough!

Evan Anthony N.
Mountlake Terrace, WA
Aug 24, 2021
Score: 5.0
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Professional and expedient. A trusted partner helping us to navigate the home-buying process. Thanks team!

Jeremy F.
Raleigh, NC
Aug 25, 2021